The Theory of Business Enterprise
    by Thorstein Veblen
    1904
    
    
    Preface
    
         In respect to its point of departure, the following inquiry
    into the nature, causes, utility, and further drift of business
    enterprise differs from other discussions of the same general
    range of facts. Any unfamiliar conclusions are due to this choice
    of a point of view, rather than to any peculiarity in the facts,
    articles of theory, or method of argument employed. The point of
    view is that given by the business man's work, -- the aims,
    motives, and means that condition current business traffic. This
    choice of a point of view is itself given by the current economic
    situation, in that the situation plainly is primarily a business
    situation.
         A much more extended and detailed examination of the
    ramifications and consequences of business enterprise and
    business principles would feasible, and should give interesting
    results. It might conceivably lead to something of a revision
    (modernization) of more than one point in the current body of
    economic doctrines. But it should apparently prove more
    particulary interesting if it were followed up at large in the
    bearing of this modern force upon cultural growth, apart from
    what is of immediate economic interest. This cultural bearing of
    business enterprise, however, belongs rather in the field of the
    sociologist than in that of the professed economist; so that the
    present inquiry, in its later chapters, sins rather by exceeding
    the legitimate bounds of economic discussion on this head than by
    falling short of them. In extenuation of this fault it is said
    that the features of general culture touched upon in these
    chapters bear too intimately on the economic situation proper to
    admit their being left entirely on one side.
         Of the chapters included in the volume, the fifth, on Loan
    Credit, is taken without substantial change, from Volume IV of
    the Decennial Publications of the University of Chicago, where it
    appears as a monograph.
    
     
    The Theory of Business Enterprise
    by Thorstein Veblen
    1904
    
    Chapter One
    
    Introductory
    
    
    The material framework of modern civilization is the industrial
    system, and the directing force which animates this framework is
    business enterprise. To a greater extent than any other known
    phase of culture, modern Christendom takes its complexion from
    its economic organization. This modern economic organization is
    the "Capitalistic System" or "Modern Industrial System," so
    called. Its characteristic features, and at the same time the
    forces by virtue of which it dominates modern culture, are the
    machine process and investment for a profit.
          The scope and method of modern industry are given by the
    machine. This may not seem to hold true for all industries,
    perhaps not for the greater part of industry as rated by the bulk
    of the output or by the aggregate volume of labor expended. But
    it holds true to such an extent and in such a pervasive manner
    that a modern industrial community cannot go on except by the
    help of the accepted mechanical appliances and processes. The
    machine industries -- those portions of the industrial system in
    which the machine process is paramount -- are in a dominant
    position; they set the pace for the rest of the industrial
    system. In this sense the present is the age of the machine
    process. This dominance of the machine process in industry marks
    off the present industrial situation from all else of its kind.
          In a like sense the present is the age of business
    enterprise. Not that all industrial activity is carried on by the
    rule of investment for profits, but an effective majority of the
    industrial forces are organized on that basis. There are many
    items of great volume and consequence that do not fall within the
    immediate score of these business principles. The housewife's
    work, e.g., as well as some appreciable portion of the work on
    farms and in some handicrafts, can scarcely be classed as
    business enterprise. But those elements in the industrial world
    that take the initiative and exert a far-reaching coercive
    guidance in matters of industry go to their work with a view to
    profits on investment, and are guided by the principles and
    exigencies of business. The business man, especially the business
    man of wide and authoritative discretion, has become a
    controlling force in industry, because, through the mechanism of
    investments and markets, he controls the plants and processes,
    and these set the pace and determine the direction of movement
    for the rest. His control in those portions of the field that are
    not immediately under his hand is, no doubt, somewhat loose and
    uncertain; but in the long run his discretion is in great measure
    decisive even for these outlying portions of the field, for he is
    the only large self-directing economic factor. His control of the
    motions of other men is not strict, for they are not under
    coercion from him except through the coercion exercised by the
    exigencies of the situation in which their lives are cast; but as
    near as it may be said of any human power in modern times, the
    large business man controls the exigencies of life under which
    the community lives. Hence, upon him and his fortunes centres the
    abiding interest of civilized mankind.
           For a theoretical inquiry into the course of civilized
    life as it runs in the immediate present, therefore, aud as it is
    running into the proximate future, no single factor in the
    cultural situation has an importance equal to that of the
    business man and his work.
          This of course applies with peculiar force to an inquiry
    into the economic life of a modem community. In so far as the
    theorist aims to explain the specifically modern economic
    phenomena, his line of approach must be from the businessman's
    standpoint, since it is from that standpoint that the course of
    these phenomena is directed. A theory of the modern economic
    situation must be primarily a theory of business traffic, with
    its motives, aims, methods, and effects.
    
    
    The Theory of Business Enterprise
    by Thorstein Veblen
    1904
    
    
    Chapter Two
    
    The Machine Process
    
    
        In its bearing on modern life and modern business, the
    "machine process" means something more comprehensive and less
    external than a mere aggregate of mechanical appliances for the
    mediation of human labor. It means that, but it means something
    more than that. The civil engineer, the mechanical engineer, the
    navigator, the mining expert, the industrial chemist and
    mineralogist, the electrician, -- the work of all these falls
    within the lines of the modern machine process, as well as the
    work of the inventor who devises the appliances of the process
    and that of the mechanician who puts the inventions into effect
    and oversees their working. The scope of the process is larger
    than the machine.(1*) In those branches of industry in which
    machine methods have been introduced, many agencies which are not
    to be classed as mechanical appliances, simply, have been drawn
    into the process, and have become integral factors in it.
    Chemical properties of minerals, e.g., are counted on in the
    carrying out of metallurgical processes with much the same
    certainty and calculable effect as are the motions of those
    mechanical appliances by whose use the minerals are handled. The
    sequence of the process involves both the one and the other, both
    the apparatus and the materials, in such intimate interaction
    that the process cannot be spoken of simply as an action of the
    apparatus upon the materials. It is not simply that the apparatus
    reshapes the materials; the materials reshape themselves by the
    help of the apparatus. Similarly in such other processes as the
    refining of petroleum, oil, or sugar; in the work of the
    industrial chemical laboratories; in the use of wind, water, or
    electricity, etc.
          Wherever manual dexterity, the rule of thumb, and the
    fortuitous conjunctures of the seasons have been supplanted by a
    reasoned procedure on the basis of a systematic knowledge of the
    forces employed, there the mechanical industry is to be found,
    even in the absence of intricate mechanical contrivances. It is a
    question of the character of the process rater than a question of
    the complexity of the contrivances employed. Chemical,
    agricultural, and animal industries, as carried on by the
    characteristically modern methods and in due touch with the
    market, are to be included in the modern complex of mechanical
    industry.(2*)
         No one of the mechanical processes carried on by the use of
    a given outfit of appliances is independent of other processes
    going on elsewhere. Each draws upon and presupposes the proper
    working of many other processes of a similarly mechanical
    character. None of the processes in the mechanical industries is
    self-sufficing. Each follows some and precedes other processes in
    an endless sequence, into which each fits and to the requirements
    of which each must adapt its own working. The whole concert of
    industrial operations is to be taken as a machine process, made
    up of interlocking detail processes, rather than as a
    multiplicity of mechanical appliances each doing its particular
    work in severalty. This comprehensive industrial process draws
    into its scope and turns to account all branches of knowledge
    that have to do with the material sciences, and the whole makes a
    more or less delicately balanced complex of sub-processes.(3*)
          Looked at in this way the industrial process shows two
    well-marked general characteristics: (a) the running maintenance
    of interstitial adjustments between the several sub-processes or
    branches of industry, wherever in their working they touch one
    another in the sequence of industrial elaboration; and (b) an
    unremitting requirement of quantitative precision, accuracy in
    point of time and sequence, in the proper inclusion and exclusion
    of forces affecting the outcome, in the magnitude of the various
    physical characteristics (weight, size, density, hardness,
    tensile strength, elasticity, temperature, chemical reaction,
    actinic sensitiveness, etc.) of the materials handled as well as
    of the appliances employed. This requirement of mechanical
    accuracy and nice adaptation to specific uses has led to a
    gradual pervading enforcement of uniformity to a reduction to
    staple grades and staple character in the materials handled, and
    to a thorough standardizing of tools and units of measurement.
    Standard physical measurements are of the essence of the
    machine's regime.(4*)
          The modern industrial communities show an unprecedented
    uniformity and precise equivalence in legally adopted weights and
    measures. Something of this kind would be brought about by the
    needs of commerce, even without the urgency given to the movement
    for uniformity by the requirements of the machine industry. But
    within the industrial field the movement for standardization has
    outrun the urging of commercial needs, and has penetrated every
    corner of the mechanical industries. The specifically commercial
    need of uniformity in weights and measures of merchantable goods
    and in monetary units has not carried standardization in these
    items to the extent to which the mechanical need of the
    industrial process has carried out a sweeping standardization in
    the means by which the machine process works, as well as in the
    products which it turns out.
          As a matter of course, tools and the various structural
    materials used are made of standard sizes, shapes, and gauges.
    When the dimensions, in fractions of an inch or in millimetres,
    and the weight, in fractions of a pound or in grammes, are given,
    the expert foreman or workman, confidently and without
    reflection, infers the rest of what need be known of the uses to
    which any given item that passes under his hand may be turned.
    The adjustment and adaptation of part to part and of process to
    process has passed out of the category of craftsmanlike skill
    into the category of mechanical standardization. Hence, perhaps,
    the greatest, most wide-reaching gain in productive celerity and
    efficiency through modern methods, and hence the largest saving
    of labor in modern industry.
          Tools, mechanical appliances and movements, and structural
    materials are scheduled by certain conventional scales and
    gauges; and modern industry has little use for, and can make
    little use of, what does not conform to the standard. What is not
    competently standardized calls for too much of craftsmanlike
    skill, reflection, and individual elaboration, and is therefore
    not available for economical use in the processes. Irregularity,
    departure from standard measurements in any of the measurable
    facts, is of itself a fault in any item that is to find a use in
    the industrial process, for it brings delay, it detracts from its
    ready usability in the nicely adjusted process into which it is
    to go; and a delay at any point means a more or less far-reaching
    and intolerable retardation of the comprehensive industrial
    process at large. Irregularity in products intended for
    industrial use carries a penalty to the nonconforming producer
    which urges him to fall into line and submit to the required
    standardization.
        The materials and moving forces of industry are undergoing a
    like reduction to staple kinds, styles, grades, and gauge.(5*)
    Even such forces as would seem at first sight not to lend
    themselves to standardization, either in their production or
    their use, are subjected to uniform scales of measurement; as,
    e.g., water-power, steam, electricity, and human labor. The
    latter is perhaps the least amenable to standardization, but, for
    all that, it is bargained for, delivered, and turned to account
    on schedules of time, speed, and intensity which are continually
    sought to be reduced to a more precise measurement and a more
    sweeping uniformity.
          The like is true of the finished products. Modern consumers
    in great part supply their wants with commodities that conform to
    certain staple specifications of size, weight, and grade. The
    consumer (that is to say the vulgar consumer) furnishes his hose,
    his table, and his person with supplies of standard weight and
    measure, and he can to an appreciable degree specify his needs
    and his consumption in the notation of the standard gauge. As
    regards the mass of civilized mankind, the idiosyncrasies of the
    individual consumers are required to conform to the uniform
    gradations imposed upon consumable goods by the comprehensive
    mechanical processes of industry. "Local color" it is said, is
    falling into abeyance in modern life, and where it is still found
    it tends to assert itself in units of the standard gauge.
          From this mechanical standardization of consumable goods it
    follows, on the one hand, that the demand for goods settles upon
    certain defined lines of production which handle certain
    materials of definite grade, in certain, somewhat invariable
    forms and proportions; which leads to well-defined methods and
    measurements in the processes of production, shortening the
    average period of "ripening" that intervenes between the first
    raw stage of the product and its finished shape, and reducing the
    aggregate stock of goods necessary to be carried for the supply
    of current wants, whether in the raw or in the finished form.(6*)
    Standardization means economy at nearly all points of the process
    of supplying goods, and at the same time it means certainty and
    expedition at neatly all points in the business operations
    involved in meeting current wants. Besides this, the
    standardization of goods means that the interdependence of
    industrial processes is reduced to more definite terms than
    before the mechanical standardization came to its present degree
    of elaborateness and rigor. The margin of admissible variation,
    in time, place, form, and amount, is narrowed. Materials, to
    answer the needs of standardized industry, must be drawn from
    certain standard sources at a definite rate of supply. Hence any
    given detail industry depends closely on receiving its supplies
    from certain, relatively few, industrial establishments whose
    work belongs earlier in the process of elaboration. And it ma
    similarly depend on certain other, closely defined, industrial
    establishments for a vent of its own specialization and
    standardization product.(7*) It may likewise depend in a strict
    manner on special means of transportation.(8*)
          Machine production leads to a standardization of services
    as well as of goods. So, for instance, the modern means of
    communication and the system into which these means are organized
    are also of the nature of a mechanical process, and in this
    mechanical process of service and intercourse the life of all
    civilized men is more or less intimately involved. To make
    effective use of the modern system of communication in any way or
    all of its ramifications (streets, railways, steamship lines,
    telephone, telegraph, postal service, etc.), men are required to
    adapt their needs and their motions to the exigencies of the
    process whereby this civilized method of intercourse is carried
    into effect. The service is standardized, and therefore the use
    of it is standardized also. Schedules of time, place, and
    circumstance rule throughout. The scheme of everyday life must be
    arranged with a strict regard to the exigencies of the process
    whereby this range of human needs is served, if full advantage is
    to be taken of this system of intercourse, which means that, in
    so far, one's plans and projects must be conceived and worked out
    in terms of those standard units which the system imposes.
          For the population of the towns and cities, at least, much
    the same rule holds true of the distribution of consumable goods.
    So, also, amusements and diversions, much of the current
    amenities of life, are organized into a more or less sweeping
    process to which those who would benefit by the advantages
    offered must adapt their schedule of wants and the disposition of
    their time and effort. The frequency, duration, intensity, grade,
    and sequence are not, in the main, matters for the free
    discretion of the individuals who participate. Throughout the
    scheme of life of that portion of mankind that clusters about the
    centres of modern culture the industrial process makes itself
    felt and enforces a degree of conformity to the canon of accurate
    quantitative measurement. There comes to prevail a degree of
    standardization and precise mechanical adjustment of the details
    of everyday life, which presumes a facile and unbroken working of
    all those processes that minister to these standardized human
    wants.
          As a result of this superinduced mechanical regularity of
    life, the livelihood of individuals is, over large areas,
    affected in an approximately uniform manner by any incident which
    at all seriously affects the industrial process at any point.(9*)
          As was noted above, each industrial unit, represented by a
    given industrial "plant", stands in close relations of
    interdependence with other industrial processes going forward
    elsewhere, near or far away, from which it receives supplies --
    materials, apparatus, and the like -- and to which it turns over
    its output of products and waste, or on which it depends for
    auxiliary work, such as transportation. The resulting
    concatenation of industries has been noticed by most modern
    writers. It is commonly discussed under the head of the division
    of labor. Evidently the prevalent standardization of industrial
    means, methods, and products greatly increases the reach of this
    concatenation of industries, at the same time that it enforces a
    close conformity in point of time, volume and character of the
    product, whether the product is goods or services.(10*)
          By virtue of this concatenation of processes the modern
    industrial system at large bears the character of a
    comprehensive, balanced mechanical process. In order to an
    efficient working of this industrial process at large, the
    various constituent sub-processes must work in due coordination
    throughout the whole. Any degree of maladjustment in the
    interstitial coordination of this industrial process at large in
    some degree hinders its working. Similarity, any given detail
    process or any industrial plant will do its work to full
    advantage only when due adjustment is had between its work and
    the work done by the rest. The higher the degree of development
    reached by a given industrial community, the more comprehensive
    and urgent becomes this requirement of interstitial adjustment.
    And the more fully a given industry has taken on the character of
    a mechanical process, and the more extensively and closely it is
    correlated in its work with other industries that precede or
    follow it in the sequence of elaboration, the more urgent, other
    things equal, is the need of maintaining the proper working
    relations with these other industries, the greater is the
    industrial detriment suffered from any derangement of the
    accustomed working relations, and the greater is the industrial
    gain to be derived from a closer adaptation and a more facile
    method of readjustment in the event of a disturbance, -- the
    greater is also the chance for an effectual disturbance of
    industry at the particular point. This mechanical concatenation
    of industrial processes makes for solidarity in the
    administration of any group of related industries, and more
    remotely it makes for solidarity in the management of the entire
    industrial traffic of the community.
          A disturbance at any point, whereby any given branch of
    industry fails to do its share in the work of the system at
    large, immediately affects the neighbouring or related branches
    which come before or after it in the sequence, and is transmitted
    through their derangement to the remoter portions of the system.
    The disturbance is rarely confined to the single plant or the
    single line of production first affected, but spreads in some
    measure to the rest. A disturbance at any given point brings more
    or less derangement to the industrial process at large. So that
    any maladjustment of the system involves a larger waste than
    simply the disabling of one or two members in the complex
    industrial structure.
          So much is clear, that the keeping of the balance in the
    comprehensive machine process of industry is a matter of the
    gravest urgency if the productive mechanism is to proceed with
    its work in an efficient manner, so as to avoid idleness, waste,
    and hardship. The management of the various industrial plants and
    processes in due correlation with all the rest, and the
    supervision of the interstitial adjustments of the system, are
    commonly conceived to be a work of greater consequence to the
    community's well-being than any of the detail work involved in
    carrying on a given process of production. This work of
    interstitial adjustment, and in great part also the more
    immediate supervision of the various industrial processes, have
    become urgent only since the advent of the machine industry and
    in proportion as the machine industry has advanced in compass and
    consistency.
         It is by business transactions that the balance of working
    relations between the several industrial units is maintained or
    restored, adjusted and readjusted, and it is on the same basis
    and by the same method that the affairs of each industrial unit
    are regulated. The relations in which any independent industrial
    concern stands to its employees, as well as to other concerns,
    are always reducible to pecuniary terms. It is at this point that
    the business man comes into the industrial process as a decisive
    factor. The organization of the several industries as well as the
    interstitial adjustments and discrepancies of the industrial
    process at large are of the nature of pecuniary transactions and
    obligations. It therefore rests with the business men to make or
    mar the running adjustments of industry. The larger and more
    close-knit and more delicately balanced the industrial system,
    and the larger the constituent units, the larger and more
    far-reaching will be the effect of each business move in the
    field.
    
    
    NOTES:
    
    1. Cf. Cooke Taylor, Modern Factory System, pp. 74-77.
    
    2. Even in work that lies so near the fortuities of animate
    nature as dairying, stock-breeding, and the improvement of crop
    plants, a determinate, reasoned routine replaces the rule of
    thumb. By mechanical control of his materials the dairyman, e.g.,
    selectively determines the rate and kind of the biological
    processes that change his raw material into finished product. The
    stock-breeder's aim is to reduce the details of the laws of
    heredity, as they apply within his field, to such definite terms
    as will afford him a technologically accurate routine of
    breeding, and then to apply this technological breeding process
    to the production of such varieties of stock as will, with the
    nearest approach to mechanical exactness and expedition, turn the
    raw materials of field and meadow into certain specified kinds
    and grades of finished product. The like is true of the
    plant-breeders. Agricultural experiment stations and bureaus, in
    all civilized countries, are laboratories working toward an
    effective technological control of biological factors, with a
    view to eliminating fortuitous, disserviceable, and useless
    elements from the processes of agricultural production, and so
    reducing these processes to a calculable, expeditious, and
    wasteless routine.
    
    3. Cf. Sombart, Moderne Kapitalismus, vol. II, ch. III.
    
    4. Twelfth Census (U.S.): "Manufactures," pt. I, p. xxxvi.
    
    5.. E.g., lumber, coal, paper, wool and cotton, grain, leather,
    cattle for the packing houses. All these and many others are to
    an increasing extent spoken for, delivered, and disposed of under
    well-defined staple grades as to quality and dimensions, weight
    and efficiency.
    
    6. Well shown in the case of wheat and flour; but the like is
    true as regards the stocks of other commodities carried by
    producers, jobbers, retailers, and consumers.
    
    7. Well illustrated by the interdependence of the various
    branches of iron and steel production.
    
    8. As seen, e.g., in the dependence of oil production or oil
    refining on the pipe lines and their management, or in the
    dependence of the prairie farmers on the railway lines, etc.
    
    9. It may be noted in this connection, on the one hand, that a
    population which is in no degree habituated to the modern
    industrial process is unable to adapt its mode of life to the
    requirements of this method of supplying human wants, and so can
    derive but little benefit, and possibly great discomfort, from a
    forcible intrusion of the machine industry; as, for instance,
    many of the outlying barbarian peoples with whom the Western
    industrial culture is now enforcing a close contact. On the other
    hand, it is also true that even the most adequately trained
    modern community, among whom the machine industry is best at
    home, does not respond with fruitless alacrity to the demands and
    opportunities which this system holds out. The adaptation of
    habits of life and of ideals and aspirations to the exigencies of
    the machine process is not nearly complete, nor does the
    untrained man instinctively fall into line with it. Even the
    best-trained, severely disciplined man of the industrial towns
    has his seasons of recalcitrancy.
    
    10. The dependence of one process upon the working of the others
    is sometimes very strict, as, for instance, in the various
    industries occupied with iron, including the extraction and
    handling of the ore and other raw materials. In other cases the
    correlation is less strict, or even very slight, as, e.g., that
    between the newspaper industry and lumbering, through the
    wood-pulp industry, the chief component of the modern newspaper
    being wood-pulp.
    
    
    The Theory of Business Enterprise
    by Thorstein Veblen
    1904
    
    Chapter Three
    
    Business Enterprise
    
        The motive of business is pecuniary gain, the method is
    essentially purchase and sale. The aim and usual outcome is an
    accumulation of wealth.(1*) Men whose aim is not increase of
    possessions do not go into business, particularly not on an
    independent footing.
        How these motives and methods of business work out in the
    traffic of commercial enterprise proper - in mercantile and
    banking business does not concern the present inquiry, except so
    far as these branches of business affect the course of industrial
    business in the stricter sense of the term. Nor is it necessary
    were to describe the details of business routine, whether in the
    mercantile pursuits or in the conduct of an industrial concern.
    The point of the inquiry is that characteristically modern
    business that is coextensive with the machine process described
    above and is occupied with the large mechanical industry. The aim
    is a theory of such business enterprise in outline sufficiently
    full to show in what manner business methods and business
    principles, in conjunction with the mechanical industry,
    influence the modern cultural situation. To save space and
    tedium, therefore, features of business traffic that are not of a
    broad character and not peculiar to this modern situation are
    left on one side, as being already sufficiently familiar for the
    purpose in hand.
    
        In early modern times, before the regime of the machine
    industry set in, business enterprise on any appreciable scale
    commonly took the form of commercial business - some form of
    merchandising or banking. Shipping was the only considerable line
    of business which involved an investment in or management of
    extensive mechanical appliances and processes, comparable with
    the facts of the modern mechanical industry.(2*) And shipping was
    commonly combined with merchandising. But even the shipping trade
    of earlier times had much of a fortuitous character, in this
    respect resembling agriculture or any other industry in which
    wind and, weather greatly affect the outcome. The fortunes of men
    in shipping were on a more precarious footing than to-day, and
    the successful outcome of their ventures was less a matter of
    shrewd foresight and daily pecuniary strategy than are the
    affairs of the modern large business concerns in transportation
    or the foreign trade. Under these circumstances the work of the
    business man was rather to take advantage of the conjunctures
    offered by the course of the seasons and the fluctuations of
    demand and supply than to adapt the course of affairs to his own
    ends. The large business man was more of a speculative buyer and
    seller and less of a financiering strategist than he has since
    become.
        Since the advent of the machine age the situation has
    changed. The methods of business have, of course, not changed
    fundamentally, whatever may be true of the methods of industry;
    for they are, as they had been, conditioned by the facts of
    ownership. But instead of investing in the goods as they pass
    between producer and consumer, as the merchant does, the business
    man now invests in the processes of industry; and instead of
    staking his values on the dimly foreseen conjunctures of the
    seasons and the act of God, he turns to the conjunctures arising
    from the interplay of the industrial processes, which are in
    great measure under the control of business men.
        So long as the machine processes were but slightly developed,
    scattered, relatively isolated, and independent of one another
    industrially, and so long as they were carried on on a small
    scale for a relatively narrow market, so long the management of
    them was conditioned by circumstances in many respects similar to
    those which conditioned the English domestic industry of the
    eighteenth century. It was under the conditions of this inchoate
    phase of the machine age that the earlier generation of
    economists worked out their theory of the business man's part in
    industry. It was then still true, in great measure, that the
    undertaker was the owner of the industrial equipment, and that he
    kept an immediate oversight of the mechanical processes as well
    as of the pecuniary transactions in which his enterprise was
    engaged; and it was also true, with relatively infrequent
    exceptions, that an unsophisticated productive efficiency was the
    prime element of business success.(3*) A further feature of that
    precapitalistic business situation is that business, whether
    handicraft or trade, was customarily managed with a view to
    earning a livelihood rather than with a view to profits on
    investment.(4*)
        In proportion as the machine industry gained ground, and as
    the modern concatenation of industrial processes and of markets
    developed, the conjunctures of business grew more varied and of
    larger scope at the same time that they became more amenable to
    shrewd manipulation. The pecuniary side of the enterprise came to
    require more unremitting attention, as the chances for gain or
    loss through business relatIons simply, aside from mere
    industrial efficiency, grew greater in number and magnitude. The
    same circumstances also provoked a spirit of business enterprise,
    and brought on a systematic investment for gain. With a fuller
    development of the modern closeknit and comprehensive industrIal
    system, the point of chief attention for the business man has
    shifted from the old-fashioned surveillance and regulation of a
    given industrial process, with which his livelihood was once
    bound up, to an alert redistribution of investments from less to
    more gainful ventures,(5*) and to a strategic control of the
    conjunctures of business through shrewd investments and
    coalitions with other business men.
    
        As shown above, the modern industrial system is a
    concatenation of processes which has much of the character of a
    single, comprehensive, balanced mechanical process. A disturbance
    of the balance at any point means a differential advantage (or
    disadvantage) to one or more of the owners of the sub-processes
    between which the disturbance falls; and it may also frequently
    mean gain or loss to many remoter members in the concatenation of
    processes, for the balance throughout the sequence is a delicate
    one, and the transmission of a disturbance often goes far. It may
    even take on a cumulative character, and may thereby seriously
    cripple or accelerate branches of industry that are out of direct
    touch with those members of the concatenation upon which the
    initial disturbance falls. Such is the case, for instance, in an
    industrial crisis, when an apparently slIght initial disturbance
    may become the occasion of a widespread derangement. And such, on
    the other hand, is also the case when some favorable condition
    abruptly supervenes in a given industry, as, e.g., when a sudden
    demand for war stores starts a wave of prosperity by force of a
    large and lucrative demand for the products of certain
    industries, and these in turn draw on their neighbors in the
    sequence, and so transmit a wave of business activity.
        The keeping of the industrial balance, therefore, and
    adjusting the several industrial processes to one another's work
    and needs, is a matter of grave and far-reaching consequence in
    any modern community, as has already been shown. Now, the means
    by which this balance is kept is business transactions, and the
    men in whose keeping it lies are the business men. The channel by
    which disturbances are transmitted from member to member of the
    comprehensive industrial system is the business relations between
    the several members of the system; and, under the modern
    conditions of ownership, disturbances, favorable or unfavorable,
    in the field of industry are transmitted by nothing but these
    business relations. Hard times or prosperity spread through the
    system by means of business relations, and are in their primary
    expression phenomena of the business situation simply. It is only
    secondarily that the disturbances in question show themselves as
    alterations in the character or magnitude of the mechanical
    processes involved. Industry is carried on for the sake of
    business, and not conversely; and the progress and activity of
    industry are conditioned by the outlook of the market, which
    means the presumptive chance of business profits.
        All this is a matter of course which it may seem simply
    tedious to recite.(6*) But its consequences for the theory of
    business make it necessary to keep the nature of this connection
    between business and industry in mind. The adjustments of
    industry take place through the mediation of pecuniary
    transactions, and these transactions take place at the hands of
    the business men and are carried on by them for business ends,
    not for industrial ends in the narrower meaning of the phrase.
        The economic welfare of the community at large is best served
    by a facile and uninterrupted interplay of the various processes
    which make up the industrial system at large; but the pecuniary
    interests of the business men in whose hands lies the discretion
    in the matter are not necessarily best served by an unbroken
    maintenance of the industrial balance. Especially is this true as
    regards those greater business men whose interests are very
    extensive. The pecuniary operations of these latter are of large
    scope, and their fortunes commonly are not permanently bound up
    with the smooth working of a given Sub-process in the industrial
    system. Their fortunes are rather related to the larger
    conjunctures of the industrial system as a whole, the
    interstitial adjustments, Or to conjunctures affecting large
    ramifications of the system. Nor is it at all uniformly to their
    interest to enhance the smooth working of the industrial system
    at large in so far as they are related to it. Gain may come to
    them from a given disturbance of the system whether the
    disturbance makes for heightened facility or for widespread
    hardship, very much as a speculator in grain futures may be
    either a bull or a bear. To the business man who aims at a
    differential gain arising out of interstitial adjustments or
    disturbances of the industrial system, it is not a material
    question whether his operations have an immediate furthering or
    hindering effect upon the system at large. The end is pecuniary
    gain, the means is disturbance of the industrial system, - except
    so far as the gain is sought by the old-fashioned method of
    permanent investment in some one industrial or commercial plant,
    a case which is for the present left on one side as not bearing
    on the point immediately in hand.(7*) The point immediately in
    question is the part which the business man plays in what are
    here called the interstitial adjustments of the industrial
    system; and so far as touches his transactions in this field it
    is, by and large, a matter of indifference to him whether his
    traffic affects the system advantageously or disastrously. His
    gains (or losses) are related to the magnitude of the
    disturbances that take place, rather than to their. bearing upon
    the welfare of the community.
        The outcome of this management of industrial affairs through
    pecuniary transactions, therefore, has been to dissociate the
    interests of those men who exercise the discretion from the
    interests of the community. This is true in a peculiar degree and
    increasingly since the fuller development of the machine industry
    has brought about a closeknit and wide-reaching articulation of
    industrial processes, and has at the same time given rise to a
    class of pecuniary experts whose business is the strategic
    management of the interstitial relations of the system. Broadly,
    this class of business men, in so far as they have no ulterior
    strategic ends to serve, have an interest in making the
    disturbances of the system large and frequent, since it is in the
    conjunctures of change that their gain emerges. Qualifications of
    this proposition may be needed, and it will be necessary to
    return to this point presently.
        It is, as a business proposition, a matter of indifference to
    the man of large affairs whether the disturbances which his
    transactions set up in the industrial system help or hinder the
    system at large, except in so far as he has ulterior strategic
    ends to serve. But most of the modern captains of industry have
    such ulterior ends, and of the greater ones among them this is
    peculiarly true. Indeed, it is this work of far-reaching business
    strategy that gives them full title to the designation, "Captains
    of Industry." This large business strategy is the most admirable
    trait of the great business men who with force and insight swing
    the fortunes of civilized mankind. And due qualification is
    accordingly to be entered in the broad statement made above. The
    captain's strategy is commonly directed to gaining control of
    some large portion of the industrial system. When such control
    has been achieved, it may be to his interest to make and maintain
    business conditions which shall facilitate the smooth and
    efficient working of what has come under his control, in case he
    continues to hold a large interest in it as an investor; for,
    other things equal, the gains from what has come under his hands
    permanently in the way of industrial plant are greater the higher
    and more uninterrupted its industrial efficiency.
        An appreciable portion of the larger transactions in railway
    and "industrial" properties, e.g., are carried out with a view to
    the permanent ownership of the properties by the business men
    into whose hands they pass. But also in a large proportion of
    these transactions the business men's endeavors are directed to a
    temporary control of the properties in order to close out at an
    advance or to gain some indirect advantage; that is to say, the
    transactions have a strategic purpose. The business man aims to
    gain control of a given block of industrial equipment - as, e.g.,
    given railway lines or iron mills that are strategically
    important - as a basis for further transactions out of which gain
    is expected. In such a case his efforts are directed, not to
    maintaining the permanent efficiency of the industrial equipment,
    but to influencing the tone of the market for the time being, the
    apprehensions of other large operators, or the transient faith of
    investors.(8*) His interest in the particular block of industrial
    equipment is, then, altogether transient, and while it lasts it
    is of a factitious character.
        The exigencies of this business of interstitial disturbance
    decide that in the common run of cases the proximate aim of the
    business man is to upset or block the industrial process at some
    one or more points. His strategy is commonly directed against
    other business interests and his ends are commonly accomplished
    by the help of some form of pecuniary coercion. This is not
    uniformly true, but it seems to be true in appreciably more than
    half of the transactions in question. In general, transactions
    which aim to bring a coalition of industrial plants or processes
    under the control of a given business man are directed to making
    it difficult for the plants or processes in question to be
    carried on in severalty by their previous owners or managers.(9*)
    It is commonly a struggle between rival business men, and more
    often than not the outcome of the struggle depends on which side
    can inflict or endure the greater pecuniary damage. And pecuniary
    damage in such a case not uncommonly involves a setback to the
    industrial plants concerned and a derangement, more or less
    extensive, of the industrial system at large.
        The work of the greater modern business men, in so far as
    they have to do with the ordering of the scheme of industrial
    life, is of this strategic character. The dispositions which they
    make are business transactions, "deals," as they are called in
    the business jargon borrowed from gaming slang. These do not
    always involve coercion of the opposing interests; it is not
    always necessary to "put a man in a hole" before he is willing to
    "come in on" a "deal." It may often be that the several parties
    whose business interests touch one another will each see his
    interest in reaching an amicable and speedy arrangement; but the
    interval that elapses between the time when a given "deal" is
    seen to be advantageous to one of the parties concerned and the
    time when the terms are finally arranged is commonly occupied
    with business manoeuvres on both or all sides, intended to "bring
    the others to terms." In so playing for position and endeavoring
    to secure the largest advantage possible, the manager of such a
    campaign of reorganization not infrequently aims to "freeze out"
    a rival or to put a rival's industrial enterprise under suspicion
    of insolvency and "unsound methods," at the same time that he
    "puts up a bluff" and manages his own concern with a view to a
    transient effect on the opinions of the business community. Where
    these endeavors occur, directed to a transient derangement of a
    rival's business or to a transient, perhaps specious, exhibition
    of industrial capacity and earning power on the part of one's own
    concern, they are commonly detrimental to the industrial system
    at large; they act temporarily to lower the aggregate
    serviceability of the comprehensive industrial process within
    which their effects run, and to make the livelihood and the peace
    of mind of those involved in these industries more precarious
    than they would be in the absence of such disturbances. If one is
    to believe any appreciable proportion of what passes current as
    information on this head, in print and by word of mouth, business
    men whose work is not simply routine constantly give some
    attention to manoeuvring of this kind and to the discovery of new
    opportunities for putting their competitors at a disadvantage.
    This seems to apply in a peculiar degree, if not chiefly, to
    those classes of business men whose operations have to do with
    railways and the class of securities called "industrials." Taking
    the industrial process as a whole, it is safe to say that at no
    time is it free from derangements of this character in any of the
    main branches of modern industry. This chronic state of
    perturbation is incident to the management of industry by
    business methods and is unavoidable under existing conditions. So
    soon as the machine industry had developed to large proportions,
    it became unavoidable, in the nature of the case, that the
    business men in whose hands lies the conduct of affairs should
    play at cross-purposes and endeavor to derange industry. But
    chronic perturbation is so much a matter of course and prevails
    with so rare interruptions, that, being the normal state of
    affairs, it does not attract particular notice.
    
        In current discussion of business, indeed ever since the
    relation of business men to the industrial system has seriously
    engaged the attention of economists, the point to which attention
    has chiefly been directed is the business man's work as an
    organizer of comprehensive industrial processes. During the later
    decades of the nineteenth century, particularly, has much
    interest centred, as there has been much provocation for its
    doing, on the formation of large industrial consolidations; and
    the evident good effects of this work in the way of heightened
    serviceability and economies of production are pointed to as the
    chief and characteristic end of this work of reorganization. So
    obvious are these good results and so well and widely has the
    matter been expounded, theoretically, that it is not only
    permissible, but it is a point of conscience, to shorten this
    tale by passing over these good effects as a matter of common
    notoriety. But there are other features of the case, less
    obtrusive and less attractive to the theoreticians, which need
    more detailed attention than they have commonly received.
        The circumstances which condition the work of consolidation
    in industry and which decide whether a given move in the
    direction of a closer and wider organization of industrial
    processes will be practicable and will result in economies of
    production, -- these circumstances are of a mechanical nature.
    They are facts of the comprehensive machine process. The
    conditions favorable to industrial consolidation on these grounds
    are not created by the business men. They are matters of "the
    state of industrial arts," and are the outcome of the work of
    those men who are engaged in the industrial employments rather
    than of those who are occupied with business affairs. The
    inventors, engineers, experts, or whatever name be applied to the
    comprehensive class that does the intellectual work involved in
    the modern machine industry, must prepare the way for the man of
    pecuniary affairs by making possible and pitting in evidence the
    economies and other advantages that will follow from a
    prospective consolidation.
        But it is not enough that the business man should see a
    chance to effect economies of production and to heighten the
    efficiency of. industry by a new combination. Conditions
    favorable to consolidation on these grounds must be visible to
    him before he can make the decisive business arrangements; but
    these conditions, taken by themselves, do not move him. The
    motives of the business man are pecuniary motives, inducements in
    the way of pecuniary gain to him or to the business enterprise
    with which he is identified. The end of his endeavors is, not
    simply to effect an industrially advantageous consolidation, but
    to effect it under such circumstances of ownership as will give
    him control of large business forces or bring him the largest
    possible gain. The ulterior end sought is an increase of
    ownership, not industrial serviceability. His aim is to contrive
    a consolidation in which he will be at an advantage, and to
    effect it on the terms most favorable to his own interest.
        But it is not commonly evident at the outset what are the
    most favorable terms that he can get in his dealings with other
    business men whose interests are touched by the proposed
    consolidation, or who are ambitious to effect some similar
    consolidation of the same or of competing industrial elements for
    their own profit. It rarely happens that the interests of the
    business men whom the prospective consolidation touches all
    converge to a coalition on the same basis and under the same
    management. The consequence is negotiation and delay. It commonly
    also happens that some of the business men affected see their
    advantage in staving off the coalition until a time more
    propitious to their own interest, or until those who have the
    work of consolidation in hand can be brought to compound with
    them for the withdrawal of whatever obstruction they are able to
    offer.(10*) Such a coalition involves a loss of independent
    standing, or even a loss of occupation, to many of the business
    men interested in the deal. If a prospective industrial
    consolidation is of such scope as to require the concurrence or
    consent of many business interests, among which no one is very
    decidedly preponderant in pecuniary strength or in strategic
    position, a long time will be consumed in the negotiations and
    strategy necessary to define the terms on which the several
    business interests will consent to come in and the degree of
    solidarity and central control to which they will submit.
        It is notorious, beyond the need of specific citation, that
    the great business coalitions and industrial combinations which
    have characterized the situation of the last few years have
    commonly been the outcome of a long-drawn struggle, in which the
    industrial ends, as contrasted with business ends, have not been
    seriously considered, and in which great shrewdness and tenacity
    have commonly been shown in the staving off of a settlement for
    years in the hope of more advantageous terms. The like is true as
    regards further coalitions, further consolidations of industrial
    processes which have not been effectcd, but which are known to be
    feasible and desirable so far as regards the mechanical
    circumstances of the case. The difficulties in the way are
    difficulties of ownership, of business interest, not of
    mechanical feasibility.
        These negotiations and much of the strategy that leads up to
    a business consolidation are of the nature of derangements of
    industry, after the manner spoken of above. So that business
    interests and manoeuvres commonly delay consolidations,
    combinations, correlations of the several plants and processes,
    for some appreciable time after such measures have become
    patently advisable on industrial grounds. In the meantime the
    negotiators are working at cross-purposes and endeavoring to put
    their rivals in as disadvantageous a light as may be, with the
    result that there is chronic derangement, duplication, and
    misdirected growth of the industrial equipment while the strategy
    is going forward, and expensive maladjustment to he overcome when
    the negotiations are brought to a close.(11*)
        Serviceability, industrial advisability, is not the decisive
    point. The decisive point is business expediency and business
    pressure. In the normal course of business touching this matter
    of industrial consolidation, therefore, the captain of industry
    works against, as well as for, a new and more efficient
    organization. He inhibits as well as furthers the higher
    organization of industry.(12*) Broadly, it may be said that
    industrial consolidations and the working arrangements made for
    the more economical utilization of resources and mechanical
    contrivances are allowed to go into effect only after they are
    long overdue.
        In current economic theory the business man is spoken of
    under the name of "entrepreneur" or "undertaker," and his
    function is held to be the coordinating of industrial processes
    with a view to economics of production and heightened
    serviceability. The soundness of this view need not be
    questioned. It has a great sentimental value and is useful in
    many ways. There is also a modicum of truth in it as an account
    of facts. In common with other men, the business man is moved by
    ideals of serviceability and an aspiration to make the way of
    life easier for his fellows. Like other men, he has something of
    the instinct of workmanship. No doubt such aspirations move the
    great business man less urgently than many others, who are, on
    that account, less successful in business affairs. Motives of
    this kind detract from business efficiency, and an undue yielding
    to them on the part of business men is to be deprecated as an
    infirmity. Still, throughout men's dealing with one another and
    with the interests of the community there runs a sense of equity,
    fair dealing, and workmanlike integrity; and in an uncertain
    degree this bent discountenances gain that is got at an undue
    cost to others, or without rendering some colorable equivalent.
    Business men are also, in a measure, guided by the ambition to
    effect a creditable improvement in the industrial processes which
    their business traffic touches. These sentimental factors in
    business exercise something of a constraint, varying greatly from
    one person to another, but not measurable in its aggregate
    results. The careers of most of the illustrious business men show
    the presence of some salutary constraint of this kind. Not
    infrequently an excessive sensitiveness of this kind leads to a
    withdrawal from business, or from certain forms of business which
    may appeal to a vivid fancy as peculiarly dishonest or peculiarly
    detrimental to the community.(13*) Such grounds of action, and
    perhaps others equally genial and equally unbusinesslike, would
    probably be discovered by a detailed scrutiny of any large
    business deal. Probably in many cases the business strategist,
    infected with this human infirmity, reaches an agreement with his
    rivals and his neighbors in the industrial system without
    exacting the last concession that a ruthless business strategy
    might entitle him to. The result is, probably, a speedier
    conclusion and a smoother working of the large coalitions than
    would follow from the unmitigated sway of business
    principles.(14*)
        But the sentiment which in this way acts in constraint of
    business traffic proceeds on such grounds of equity and fair
    dealing as are afforded by current business ethics; it acts
    within the range of business principles, not in contravention of
    them; it acts as a conventional restraint upon pecuniary
    advantage, not in abrogation of it. This code of business ethics
    consists, after all, of mitigations of the maxim, Caveat emptor.
    It touches primarily the dealings of man with man, and only less
    directly and less searchingly inculcates temperance and
    circumspection as regards the ulterior interests of the community
    at large. Where this moral need of a balance between the services
    rendered the community and the gain derived from a given business
    transaction asserts itself at all, the balance is commonly sought
    to be maintained in some sort of pecuniary terms; but pecuniary
    terms afford only a very inadequate measure of serviceability to
    the community.
        Great and many are the items of service to be set down to the
    business man's account in connection with the organization of the
    industrial system, but when all is said, it is still to be kept
    in mind that his work in the correlation of industrial processes
    is chiefly of a permissive kind. His furtherance of industry is
    at the second remove, and is chiefly of a negative character. In
    his capacity as business man he does not go creatively into the
    work of perfecting mechanical processes and turning the means at
    hand to new or larger uses. That is the work of the men who have
    in hand the devising and oversight of mechanical processes. The
    men in industry must first create the mechanical possibility of
    such new and more efficient methods and correlations, before the
    business man sees the chance, makes the necessary business
    arrangements, and gives general directions that the contemplated
    industrial advance shall go into effect. The period between the
    time of earliest practicability and the effectual completion of a
    given consolidation in industry marks the interval by which the
    business man retards the advance of industry. Against this are to
    be offset the cases, comparatively slight and infrequent, where
    the business men in control push the advance of industry into new
    fields and prompt the men concerned with the mechanics of the
    case to experiment and exploration in new fields of mechanical
    process.
        When the recital is made, therefore, of how the large
    consolidations take place at the initiative of the business men
    who are in control, it should be added that the fact of their
    being in control precludes industrial correlations from taking
    place except by their advice and consent. The industrial system
    is organized on business principles and for pecuniary ends. The
    business man is at the centre; he holds the discretion and he
    exercises it freely, and his choice falls out now On one side,
    now on the other. The retardation as well as the advance is to be
    set down to his account.
        As regards the economies in cost of production effected by
    these consolidations, there is a further characteristic feature
    to be noted, a feature of some significance for any theory of
    modern business. In great measure the saving effected is a saving
    of the costs of business management and of the competitive costs
    of marketing products and services, rather than a saving in the
    prime costs of production. The heightened facility and efficiency
    of the new and larger business combinations primarily affect the
    expenses of office work and sales, and it is in great part only
    indirectly that this curtailment and consolidation of business
    management has an effect upon the methods and aims of industry
    proper. It touches the pecuniary processes immediately, and the
    mechanical processes indirectly and in an uncertain degree. It is
    of the nature of a partial neutralization of the wastes due to
    the presence of pecuniary motives and business management, - for
    the business management involves waste wherever a greater number
    of men or transactions are involved than are necessary to the
    effective direction of the mechanical processes employed. The
    amount of "business" that has to be transacted per unit of
    product is much greater where the various related industrial
    processes are managed in severalty than where several of them are
    brought under one business management. A pecuniary discretion has
    to be exercised at every point of contact or transition, where
    the process or its product touches or passes the boundary between
    different spheres of ownership. Business transactions have to do
    with ownership and changes of ownership. The greater the
    parcelment in point of ownership, the greater the amount of
    business work that has to be done in connection with a given
    output of goods or services, and the slower, less facile, and
    less accurate on the whole, is the work. This applies both to the
    work of bargain and contract, wherein pecuniary initiative and
    discretion are chiefly exercised, and to the routine work of
    accounting, and of gathering and applying information and
    misinformation.
        The standardization of industrial processes, products,
    services, and consumers, spoken of in an earlier chapter, very
    materially facilitates the business man's work in reorganizing
    business enterprises on a larger scale; particularly does this
    standardization serve his ends by permitting a uniform routine in
    accounting, invoices, contracts, etc., and so admitting a large
    central accounting system, with homogeneous ramifications, such
    as will give a competent conspectus of the pecuniary situation of
    the enterprise at any given time.
        The great, at the present stage of development perhaps the
    greatest, opportunity for saving by consolidation, in the common
    run of cases, is afforded by the ubiquitous and in a sense
    excessive presence of business enterprise in the economic system.
    It is in doing away with unnecessary business transactions and
    industrially futile manoeuvring on the part of independent firms
    that the promoter of combinations finds his most telling
    opportunity. So that it is scarcely an over-statement to say that
    probably the largest, assuredly the securest and most
    unquestionable, service rendered by the great modern captains of
    industry is this curtailment of the business to be done, this
    sweeping retirement of business men as a class from the service
    and the definitive cancelment of opportunities for private
    enterprise.
        So long as related industrial units are under different
    business managements, they are, by the nature of the case, at
    cross-purposes, and business consolidation remedies this untoward
    feature of the industrial system by eliminating the peCuniary
    element from the interstices of the system as far as may be. The
    interstitial adjustments of the industrial system at large are in
    this way withdrawn from the discretion of rival business men, and
    the work of pecuniary management previously involved is in large
    part dispensed with, with the result that there is a saving of
    work and an avoidance of that systematic mutual hindrance that
    characterizes the competitive management of industry. To the
    community at large the work of pecuniary management, it appears,
    is less serviceable the more there is of it. The heroic role of
    the captain of industry is that of a deliverer from an excess of
    business management. It is a casting out of business men by the
    chief of business men.(15*)
        The theory of business enterprise sketched above applies to
    such business as is occupied with the interstitial adjustments of
    the system of industries. This work of keeping and of disturbing
    the interstitial adjustments does not look immediately to the
    output of goods as its source of gain, but to the alterations of
    values involved in disturbances of the balance, and to the
    achievement of a more favorable business situation for some of
    the enterprises engaged. This work lies in the middle, between
    commercial enterprise proper, on the one hand, and industrial
    enterprise in the stricter sense, on the other hand. It is
    directed to the acquisition of gain through taking advantage of
    those conjunctures of business that arise out of the
    concatenation of processes in the industrial system.
        In a similar manner commercial business may be said to be
    occupied with conjunctures that arise out of the circumstances of
    the industrial system at large, but not originating in the
    mechanical exigencies of the industrial processes. The
    conjunctures of commercial business proper are in the main
    fortuitous, in so far that they are commonly not initiated by the
    business men engaged in these commercial pursuits. Commercial
    business, simply as such, does not aim to guide the course of
    industry.
        On the other hand, the large business enterprise spoken of
    above initiates changes in industrial organization and seeks its
    gain in large part through such alterations of value levels as
    take place on its own initiative. These alterations of the value
    levels, of course, have their effect upon the output of goods and
    upon the material welfare of the community; but the effect which
    they have in this way is only incidental to the quest of profits.
        But apart from this remoter and larger guidance of the course
    of industry, the business men also, and more persistently and
    pervasively, exercise a guidance over the course of industry in
    detail. The production of goods and services is carried on for
    gain, and the output of goods is controlled by business men with
    a view to gain. Commonly, in ordinary routine business, the gains
    come from this output of goods and services. By the sale of the
    output the business man in industry "realizes" his gains. To
    "realize" means to convert salable goods into money values. The
    sale is the last step in the process and the end of the business
    man's endeavor.(16*) When he has disposed of the output, and so
    has converted his holdings of consumable articles into money
    values, his gains are as nearly secure and definitive as the
    circumstances of modern life admit. It is in terms of price that
    he keeps his accounts, and in the same terms he computes his
    output of products. The vital point of production with him is the
    vendibility of the output, its convertibility into money values,
    not its serviceability for the needs of mankind. A modicum of
    serviceability, for some purpose or other, the output must have
    if it is to be salable. But it does not follow that the highest
    serviceability gives the largest gains to the business man in
    terms of money, nor does it follow that the output need in all
    cases have other than a factitious serviceability. There is, on
    the one hand, such a possibility as overstocking the market with
    any given line of goods, to the detriment of the business man
    concerned, but not necessarily to the immediate disadvantage of
    the body of consumers. And there are, on the other hand, certain
    lines of industry, such as many advertising enterprises, the
    output of which may be highly effective for its purpose but of
    quite equivocal use to the community. Many well-known and
    prosperous enterprises which advertise and sell patent medicines
    and other proprietary articles might be cited in proof.
        In the older days, when handicraft was the rule of the
    industrial system, the personal contact between the producer and
    his customer was somewhat close and lasting. Under these
    circumstances the factor of personal esteem and disesteem had a
    considerable play in controlling the purveyors of goods and
    services. This factor of personal contact counted in two
    divergent ways: (1) producers were careful of their reputation
    for workmanship, even apart from the gains which such a
    reputation might bring; and (2) a degree of irritation and
    ill-will would arise in many cases, leading to petty trade
    quarrels and discriminations on other grounds than the gains to
    be got, at the same time that the detail character of dealings
    between producer and consumer admitted a degree of petty knavery
    and huckstering that is no longer practicable in the current
    large-scale business dealings. Of these two divergent effects
    resulting from close personal relations between producer and
    consumer; the former seems on the whole to have been of
    preponderant consequence. Under the system of handicraft and
    neighborhood industry, the adage that "Honesty is the best
    policy" seems on the whole to have been accepted and to have been
    true. This adage has come down from the days before the machine's
    regime and before modern business enterprise. Under modern
    circumstances, where industry is carried on on a large scale, the
    discretionary head of an industrial enterprise is commonly
    removed from all personal contact with the body of customers for
    whom the industrial process under his control purveys goods or
    services. The mitigating effect which personal contact may have
    in dealings between man and man is therefore in great measure
    eliminated. The whole takes on something of an impersonal
    character. One can with an easier conscience and with less of a
    sense of meanness take advantage of the necessities of people
    whom one knows of only as an indiscriminate aggregate of
    consumers. Particularly is this true when, as frequently happens
    in the modern situation, this body of consumers belongs in the
    main to another, inferior class, so that personal contact and
    cognizance of them is not only not contemplated, but is in a
    sense impossible. Equity, in excess of the formal modicum
    specified by law, does not so readily assert its claims where the
    relations between the parties are remote and impersonal as where
    one is dealing with one's necessitous neighbors who live on the
    same social plane. Under these circumstances the adage cited
    above loses much of its axiomatic force. Business management has
    a chance to proceed on a temperate and sagacious calculation of
    profit and loss, untroubled by sentimental considerations of
    human kindness or irritation or of honesty.
        The broad principle which guides producers and merchants,
    large and small, in fixing the prices at which they offer their
    wares and services is what is known in the language of the
    railroads as "charging what the traffic will bear."(17*) Where a
    given enterprise has a strict monopoly of the supply of a given
    article or of a given class of services this principle applies in
    the unqualified form in which it has been understood among those
    who discuss railway charges. But where the monopoly is less
    strict, where there are competitors, there the competition that
    has to be met is one of the factors to be taken account of in
    determining what the traffic will bear; competition may even
    become the most serious factor in the case if the enterprise in
    question has little or none of the character of a monopoly. But
    it is very doubtful if there are any successful business ventures
    within the range of the modern industries from which the monopoly
    element is wholly absent.(18*) They are, at any rate, few and not
    of great magnitude. And the endeavor of all such enterprises that
    look to a permanent continuance of their business is to establish
    as much of a monopoly as may be. Such a monopoly position may be
    a legally established one, or one due to location or the control
    of natural resources, or it may be a monopoly of a less definite
    character resting on custom and prestige (good-will). This latter
    class of monopolies are not commonly classed as such; although in
    character and degree the advantage which they give is very much
    the same as that due to a differential advantage in location or
    in the command of resources. The end sought by the systematic
    advertising of the larger business concerns is such a monopoly of
    custom and prestige. This form of monopoly is sometimes of great
    value, and is frequently sold under the name of good-will,
    trademarks, brands, etc. Instances are known where such
    monopolies of custom, prestige, prejudice, have been sold at
    prices running up into the millions.(19*)
        The great end of consistent advertising is to establish such
    differential monopolies resting on popular conviction. And the
    advertiser is successful in this endeavor to establish a
    profitable popular conviction, somewhat in proportion as he
    correctly apprehends the manner in which a popular conviction on
    any given topic is built up.(20*) The cost, as well as the
    pecuniary value and the magnitude, of this organized fabrication
    of popular convictions is indicated by such statements as that
    the proprietors of a certain well-known household remedy, reputed
    among medical authorities to be of entirely dubious value, have
    for a series of years found their profits in spending several
    million dollars annually in advertisements. This case is by no
    means unique.
        It has been said,(21*) no doubt in good faith and certainly
    with some reason, that advertising as currently carried on gives
    the body of consumers valuable information and guidance as to the
    ways and means whereby their wants can be satisfied and their
    purchasing power can be best utilized. To the extent to which
    this holds true, advertising is a service to the community. But
    there is a large reservation to be made on this head. Advertising
    is competitive; the greater part of it aims to divert purchases,
    etc., from one channel to another channel of the same general
    class.(22*) And to the extent to which the efforts of advertising
    in all its branches are spent on this competitive disturbance of
    trade, they are, on the whole, of slight if any immediate service
    to the community. Such advertising, however, is indispensable to
    most branches of modern industry; but the necessity of most of
    the advertising is not due to its serving the needs of the
    community nor to any aggregate advantage accruing to the concerts
    which advertise, but to the fact that a business concern which
    falls short in advertising fails to get its share of trade. Each
    concert must advertise, chiefly because the others do. The
    aggregate expenditure that could advantageously be put into
    advertising in the absence of competition would undoubtedly be
    but an inconsiderable fraction of what is actually incurred, and
    necessarily incurred under existing circumstances.(23*)
        Not all advertising is wholly competitive, or at least it is
    not always obviously so. In proportion as an enterprise has
    secured a monopoly position, its advertising loses the air of
    competitive selling and takes on the character of information
    designed to increase the use of its output independently. But
    such an increase implies a redistribution of consumption on the
    part of the customers.(24*) So that the element of competitive
    selling is after all not absent in these cases, but takes the
    form of competition between different classes of wares instead of
    competitive selling of different brands of the same class of
    wares.
        Attention is here called to this matter of advertising and
    the necessity of it in modern competitive business for the light
    which it throws on "cost of production" in the modern system,
    where the process of production is under the control of business
    men and is carried on for business ends. Competitive advertising
    is an unavoidable item in the aggregate costs of industry. It
    does not add to the serviceability of the output, except it be
    incidentally and unintentionally. What it aims at is the sale of
    the output, and it is for this purpose that it is useful. It
    gives vendibility, which is useful to the seller, but has no
    utility to the last buyer. Its ubiquitous presence in the costs
    of any business enterprise that has to do with the production of
    goods for the market enforces the statement that the "cost of
    production" of commodities under the modern business system is
    cost incurred with a view to vendibility, not with a view to
    serviceability of the goods for human use.
        There is, of course, much else that goes into the cost of
    competitive selling, besides the expenses of advertising,
    although advertising may be the largest and most unequivocal item
    to be set down to that account. A great part of the work done by
    merchants and their staff of employees, both wholesale and
    retail, as well as by sales-agents not exclusively connected with
    any one mercantile house, belongs under the same head. Just how
    large a share of the costs of the distribution of goods fairly
    belongs under the rubric of competitive selling can of course not
    be made out. It is largest, on the whole, in the case of
    consumable goods marketed in finished form for the consumer, but
    there is more or less of it throughout. The goods turned out on a
    large scale by the modern industrial processes, on the whole,
    carry a larger portion of such competitive costs than the goods
    still produced by the old-fashioned detail methods of handicraft
    and household industry; although this distinction does not hold
    hard and fast. In some extreme cases the cost of competitive
    selling may amount to more than ninety per cent. of the total
    cost of the goods when they reach the consumer. In other lines of
    business, commonly occupied with the production of staple goods,
    this constituent of cost may perhaps fall below ten per cent of
    the total. Where the average, for the price of finished goods
    delivered to the consumers, may lie would be a hazardous
    guess.(25*)
        It is evident that the gains which accrue from this business
    of competitive selling and buying bear no determinable relation
    to the services which the work in question may render the
    community. If a comparison may be hazarded between two unknown
    and indeterminate quantities, it may perhaps be said that the
    gains from competitive selling bear something more of a stable
    relation to the service rendered than do the gains derived from
    speculative transactions or from the financiering operations of
    the great captains of industry. It seems at least safe to say
    that the converse will not hold true. Gains and services seem
    more widely out of touch in the case of the large-scale
    financiering work. Not that the work of the large business men in
    reorganizing and consolidating the industrial process is of
    slight consequence; but as a general proposition, the amount of
    the business man's gains from any given transaction of this
    latter class bear no traceable relation to any benefit which the
    community may derive from the transaction.(26*)
        As to the wages paid to the men engaged in the routine of
    competitive selling, as salesmen, buyers, accountants, and the
    like, - much the same holds true of them as of the income of the
    business men who carry on the business on their own initiative.
    Their employers pay the wages of these persons, not because their
    work is productive of benefit to the community, but because it
    brings a gain to the employers. The point to which the work is
    directed is profitable sales, and the wages are in some
    proportion to the efficiency of this work as counted in terms of
    heightened vendibility.
        The like holds true for the work and pay of the force of
    workmen engaged in the industrial processes under business
    management. It holds, in a measure, of all modern industry that
    produces for the market, but it holds true, in an eminent degree,
    of those lines of industry that are more fully under the guidance
    of modern business methods. These are most closely in touch with
    the market and are most consistently guided by considerations of
    vendibility. They are also, on the whole, more commonly carried
    on by hired labor, and the wages paid are competitively adjusted
    on grounds of the vendibility of the product. The brute
    serviceability of the output of these industries may be a large
    factor in its vendibility, perhaps the largest factor; but the
    fact remains that the end sought by the business men in control
    is a profitable sale, and the wages are paid as a means to that
    end, not to the end that the way of life may be smoother for. the
    ultimate consumer of the goods produced.(27*)
        The outcome of this recital, then, is that wherever and in so
    far as business ends and methods dominate modern industry the
    relation between the usefulness of the work (for other purposes
    than pecuniary gain) and the remuneration of it is remote and
    uncertain to such a degree that no attempt at formulating such a
    relation is worth while. This is eminently and obviously true of
    the work and gains of business men, in whatever lines of business
    they are engaged. This follows as a necessary consequence of the
    nature of business management.
        Work that is, on the whole, useless or detrimental to the
    community at large may be as gainful to the business man and to
    the workmen whom he employs as work that contributes
    substantially to the aggregate livelihood. This seems to be
    peculiarly true of the bolder flights of business enterprise. In
    so far as its results are not detrimental to human life at large,
    such unproductive work directed to securing an income may seem to
    be an idle matter in which the rest of the community has no
    substantial interests. Such is not the case. In so far as the
    gains of these unproductive occupations are of a substantial
    character, they come out of the aggregate product of the other
    occupations in which the various classes of the community engage.
    The aggregate profits of the business, whatever its character,
    are drawn from the aggregate output of goods and services; and
    whatever goes to the maintenance of the profits of those who
    contribute nothing substantial to the output is, of course,
    deducted from the income of the others, whose work tells
    substantially.
        There are, therefore, limits to the growth of the
    industrially parasitic lines of business just spoken of. A
    disproportionate growth of parasitic industries, such as most
    advertising and much of the other efforts that go into
    competitive selling, as well as warlike expenditure and other
    industries directed to turning out goods for conspicuously
    wasteful consumption, would lower the effective vitality of the
    community to such a degree as to jeopardize its chances of
    advance or even its life. The limits which the circumstances of
    life impose in this respect are of a selective character, in the
    last resort. A persistent excess of parasitic and wasteful
    efforts over productive industry must bring on a decline. But
    owing to the very high productive efficiency of the modern
    mechanical industry, the margin available for wasteful
    occupations and wasteful expenditures is very great. The
    requirements of the aggregate livelihood are so far short of the
    possible output of goods by modern methods as to leave a very
    wide margin for waste and parasitic income. So that instances of
    such a decline, due to industrial exhaustion, drawn from the
    history of any earlier phase of economic life, carry no
    well-defined lesson as to what a modern industrial community may
    allow itself in this respect.
        While it is in the nature of things unavoidable that the
    management of industry by modern business methods should involve
    a large misdirection of effort and a very large waste of goods
    and services, it is also true that the aims and ideals to which
    this manner of economic life gives effect act forcibly to offset
    all this incidental futility. These pecuniary aims and ideals
    have a very great effect, for instance, in making men work hard
    and unremittingly, so that on this ground alone the business
    system probably compensates for any wastes involved in its
    working. There seems, therefore, to be no tenable ground for
    thinking that the working of the modern business system involves
    a curtailment of the community's livelihood. It makes up for its
    wastefulness by the added strain which it throws upon those
    engaged in the productive work.
    
    NOTES:
    
    
    
    1. The ulterior ground of efforts directed to the accumulation of
    wealth is discussed at some length in the Theory of the Leisure
    Class, ch. II. and V, and the economic bearing of the business
    man's work is treated in a paper on "Industrial and Pecuniary
    Employments," in the Proceedings of the thirteenth annual meeting
    of the American Economic Association. Cf. also Marshall,
    Principles of Economics (3d ed.), bk. I. ch. III, bk. IV. ch.
    XII, bk. V. ch. IV, bk. VII. ch. VII and VIII; Bagehot, Economic
    Studies, especially pp. 53 et seq.; Walker, Wages Question, ch.
    XIV; and more especially Sombart, Moderne Kapitalismus, vol. I.
    ch. I, VIII, XIV, XV; Marx, Kapital, bk. I. ch. IV; Schmoller,
    Grundriss, bk. II. ch. VII. 
    
    2. It is significant that joint-stock methods of organization and
    management -- that is to say, impersonally capitalistic methods
    -- are traceable, for their origin and early formulation, to the
    shipping companies of early modern times. Cf. K. Lehmann, Die
    geschichtliche Entwickelung des Aktienrechts bis zum Code de
    Commerce. The like view is spoken for by Ehrenberg, Zeitglter der
    Fugger; see vol. II. pp. 325 et seq. 
    3. Cf. Cantillon, Essai sur le Commerce, 1e partie, ch. III, VI,
    IX, XIV, XV, Wealth of Nations, bk. I; Bucher, Enstehung der
    Volks wirtschaft (3d ed.), ch. IV and V; Sombart, Kapitalismus,
    Vol. I bk. I. 
    
    4. Sombart, vol. I. ch. IV-VIII; Ashley, Economic History and
    Theory, bk. II, ch. VI, especially pp. 389-397.
    
    5. Cf. Marshall, Principles of Economics, on the "Law of
    Substitution," e.g. bk. VI. ch. I. The law of substitution
    implies freedom of investment and applies fully only in so far as
    the investor in question is not permanently identified with a
    given industrial plant or even with a given line of industry. It
    requires great facility in shifting from one to another point of
    investment. It is therefore only as the business situation has
    approached the modern form that the law of substitution has come
    to be of considerable importance to economic theory; for a theory
    of business, such as business was in mediaeval and early modern
    times, this law need scarcely have been formulated. 
    
    6. See Sombart, Kapitalismus, vol. 1. chap. VIII.
    
    7. It is chiefly the passive owner of stock and the like that
    holds permanently to a given enterprise, under the fully
    developed modem business conditions. The active business man of
    the larger sort is not in this way bound to the glebe of the
    given business concern. 
    
    8. Cf. testimony of J.B. Dill, Report of the Industrial
    Commission, vol. I. pp. 1078, 1080-1085; "Digest of Evidence,"
    p., 77. also testimony of various witnesses on stock speculation
    and corporate management, and particularly the special report to
    the Commission, on "Securities of Industrial Combinations and
    Railroads," vol. XIII., especially pp. 920-922.
    
    9. The history of the formation of any one of the great
    industrial coalitions of modem times will show how great and
    indispensable a factor in the large business is the invention and
    organization of difficulties desired to force rival enterprises
    to come to terms. E.g. the manoeuvres preliminary to the
    formation of the United States Steel Corporation, particularly
    the movements of the Carnegie Company, show how this works on a
    large scale. Cf. E.S. Meade, Trust Finance, pp. 204-217. Report
    of the Industrial Commission, vol. XIII., "Review of Evidence,"
    pp. v-vii, with the testimony relating to this topic. The
    pressure which brings about a new adjustment (coalition) is
    commonly spoken of as "excessive competition."
    
    10. Cf., e.g., the accounts of the formation of the United States
    Steel Corporation or the Shipbuilding Company.
    
    11. Witness the rate wars and the duplications of inefficient
    track and terminal equipment among the railways, and the similar
    duplications in the iron and steel industry. The system of
    railway terminals in Chicago, e.g., is an illuminated
    object-lesson of systematic ineptitude. 
    
    12. The splendid reach of this inhibitory work of the captain of
    industry, as well as of his aggressive work of consolidation, is
    well shown, for instance, in the history and present position of
    the railway industry in America. It is and has for a long term of
    years been obvious that a very comprehensive unification or
    consolidation, in respect of the mechanical work to be done by
    the railway system, is eminently desirable and feasible, -
    consolidation of a scope not only equalling, but far out
    reaching, the coalitions which have lately been effected or
    attempted. There is no hazard in venturing the assertion that
    several hundreds of men who are engaged in the mechanical work of
    railroading, in one capacity and another, are conversant with
    feasible plans for economizing work and improving the service by
    more comprehensive and closer correlation of the work; and it is
    equally obvious that nothing but the diverging interests of the
    business men concerned hinders these closer and larger feasible
    correlations from being put into effect. It is easily within the
    mark to say that the delay which railway consolidation has
    suffered up to the present, from business exigencies as distinct
    from the mechanical circumstances of the case, amounts to an
    average of at least twenty years. Ever since railroading began in
    this country there has been going on a process of reluctant
    consolidation, in which the movements of the business men in
    control have tardily followed up the opportunities for economy
    and efficient service which the railroad industry has offered.
    And their latest and boldest achievements along this line, as
    seen from the standpoint of mechanical advisability, have been
    foregone conclusions since a date so far in the past as to be
    forgotten, and taken at their best they fall short to-day by not
    less than some fifty per cent. of their opportunities. Cf. Report
    of the Industrial Commission, vol. XIX., "Transportation,"
    especially pp. 304-348. 
        Like other competitive business, but more particularly such
    business as has to do with the interstitial adjustments of the
    industrial system, the business of railway consolidation is of
    the nature of a game, in which the end sought by the players is
    their own pecuniary gain and to which the industrial
    serviceability of the outcome is incidental only. This is
    recognized by popular opinion and is made much of by popular
    agitators, who take the view that when once the game between the
    competing business interests has been played to a finish, in the
    definitive coalition of the competitors under one management,
    then the game will go on as a somewhat one-sided conflict between
    the resulting monopoly and the community at large. 
        So again, as a further illustration, it is and from the
    outset has been evident that the iron-ore beds of northern
    Wisconsin, Michigan, and Minnesota ought, industrially speaking,
    to have been worked as one collective enterprise. There are also
    none but business reasons why practically all the ore beds and
    iron and steel works in the country are not worked as one
    collective enterprise. It is equally evident that such
    correlations of work as are permitted by the business coalitions
    already effected in this field have resulted in a great economy
    of production, and that the failure to carry these coalitions
    farther means an annual waste running up into the millions. Both
    the economies so effected and the waste so incurred are to be set
    down to the account of the business manners who have gone so far
    and have failed to go farther. The like is obvious as regards
    many other branches of industry and groups of industries. 
    
    13. Illustrative instances will readily suggest themselves. Many
    a business man turns by preference to something less dubious than
    the distilling of whiskey or the sale of deleterious household
    remedies. They prefer not to use deletrious adulterants, even
    within the limits of the law. They will rather use wool than
    shoddy at the same price. The officials of a railway commonly
    prefer to avoid wrecks and manslaughter, even if there is no
    pecuniary advantage in choosing the more humane course. More than
    that, it will be found true that the more prosperous of the
    craft, especially, take pride and pains to make the service of
    their roads or the output of their mills as efficient, not simply
    as the pecuniary advantage of the concern demands, but as the
    best pecuniary results will admit. Instances are perhaps not
    frequent, but they are also not altogether exceptional, where a
    prosperous captain of industry will go out of his way to heighten
    the serviceability of his industry even to a degree that is of
    doubtful pecuniary expediency for himself. Such aberrations are,
    of course, not large; and if they are persisted in to any very
    appreciable extent the result is, of course, disastrous to the
    enterprise. The enterprise in such a case falls out of the
    category of business management and falls under the imputation of
    philanthropy. 
    
    14. The captains of the first class necessari1y are relatively
    exempt from these unbusinesslike scruples. 
    
    15. See Report of the Industrial Commission. vol. I., Testimony
    of J.W. Gates, pp. 1029-1039; S. Dodd, pp. 1049-1050; N.B.
    Rogers, p. 1068; vol. XIII, C.M. Schwab, pp. 451, 459, H.B.
    Butler, p. 490; L.R. Hopkins, pp. 346, 347; A.S. White, pp. 254,
    256. 
    
    16. Cf. Marx, Kapital, bk. I, pt. II.
    
    17. The economic principle of "charging what the traffic will
    bear" is discussed with great care and elaboration by R. T. Ely,
    Monopolies and Trusts, ch. III, "The Law of Monopoly Price." Cf.,
    for illustration of the practical working of this principle,
    testimony of C.M. Schwab, Report of the Industrial Commission,
    vol. XIII. pp. 453-455.
    
    18. "Monopoly" is here used in that looser sense which it has
    colloquially, not in the strict sense of an exclusive control of
    the supply, as employed, e g., by Mr Ely in the volume cited
    above. This usage is the more excusable since Mr. Ely finds that
    a "monopoly" in the strict sense of the definition practically
    does not occur in fact. Cf. Jenks, The Trust Problem, ch. IV.
    
    19. E.g. the prestige value of Ivory Soap.
    
    20. Cf. W.D. Scott, The Theory of Advertising; J. L. Mahin, The
    Commercial Value of Advertising, pp. 4-6, 12-13, 15; E.
    Fogg-Meade, "The Place of Advertising in Modern Business,"
    Journal of Political Economy, March 1901; Sombart, vol. II. ch.
    XX-XXI; G. Tarde, Psychologie Economique, vol. I. pp. 187-190.
    The writing and designing of advertisements (letterpress,
    display, and illustrations) has grown into a distinct calling; so
    that the work of a skilled writer of advertisements compares not
    unfavorably, in point of lucrativeness, with that of the avowed
    writers of popular fiction. 
        The psychological principles of advertising may be formulated
    somewhat as follows: A declaration of fact, made in the form and
    with the incidents of taste and expression to which a person is
    accustomed, will be accepted as authentic and will be acted upon
    if occasion arises, in so far as it does not conflict with
    opinions already accepted. The acceptance of an opinion seems to
    be almost entirely a passive matter. The presumption remains in
    favor of an opinion that has once been accepted, and an
    appreciable burden of proof falls on the negative. A competent
    formulation of opinion on a given point is the chief factor in
    gaining adherents to that opinion, and a reiteration of the
    statement is the chief factor in carrying conviction. The truth
    of such a formulation is a matter of secondary consequence, but a
    wide and patent departure from known fact generally weakens its
    persuasive effect. The aim of the advertiser is to arrest
    attention and then present his statement in such a manner that it
    is easily assimilated into the habits of thought of the person
    whose conviction is to be influenced. When this is effectually
    done a reversal of the conviction so established is a matter of
    considerable difficulty. The tenacity of a view once accepted in
    this way is evidenced, for instance, by the endless number and
    variety of testimonials to the merits of well-advertised but
    notoriously worthless household remedies and the like.
        So acute an observer as Mr Sombart is still able to hold the
    opinion that "auf Schwindel ist dauerud noch nie ein Unternehmen
    begrundet worden" (Kopitalismus, vol. II. p. 376). Mr Sombart has
    not made acquaintance with the adventures of Elijah the Restorer,
    nor is he conversant with American patent-medicine enterprise.
    With Mr. Sombart's view may be contrasted that of Mr L.F. Ward,
    an observer of equally large outlook and acumen:
        "The law of mind as it operates in society as an aid to
    competition and in the interest of the individual is essentially
    immoral. It rests primarily on the principle of deception. It is
    an extension to other human beings of the method applied to the
    animal world by which the latter was subjected to man. This
    method was that of the ambush and the snare. Its ruling principle
    was cunning. Its object was to deceive, circumvent, ensnare, and
    capture. Low animal cunning was succeeded by more refined kinds
    of cunning. The more important of these go by the names of
    business shrewdness, strategy, and diplomacy, none of which
    differ from ordinary cunning in anything but the degree of
    adroitness by which the victim is outwitted. In this way social
    life is completely honeycombed with deception." "The Psychologic
    Basis of Social Economics," Ann. of Am. Acad., vol. III. pp. 83
    84 [475-476]. 
    
    21. Fogg-Meade, "Place of Advertising in Modern Business," pp.
    218, 224-236.
    
    22. Advertising and other like expedients for the sale of goods
    aim at changes in the "substitution values" of the goods in
    question, not at an enhancement of the aggregate utilities of the
    available output of goods. 
    
    23. Cf. Jenks, The Trust Problem, pp. 21-28; Report of the
    Industrial Commission, vol. XIX. pp. 611-612. 
    
    24. Cf. Bohm-Bawerk, Positive Theory of Capital, bk. III, ch. V,
    VII-IX, on the value of alternative and complementary goods.
    
    25. Where competitive selling makes up a large proportion of the
    aggregate final cost of the marketed product, this fact is likely
    to show itself in an exceptionally large proportion of good-will
    in the capitalization of the concerns engaged in the given line
    of business; as, e.g., the American Chicle Company. 
    
    26. Cf. Ed. Hahn, Die Wirtschaft der Welt am Ausgang des XIX
    Jahrhunderts. - "In unserem heutigen Wirtsehaftsleben ist der
    Gewinn durch den Zuwachs der Produktion, mit dem fruhere
    Jahrhunderte rechneten, ganz und gar zuruckgedrangt, er ist
    unwesentlich geworden." 
    
    27. It might, therefore, be feasible to set up a theory to the
    effect that wages are competitively proportioned to the
    vendibility of the product; but there is no cogent ground for
    saying that the wages in any department of industry, under a
    business regime, are proportioned to the utility which the output
    has to any one else than the employer who sells it. When it is
    further taken into account that the vendibility of the product in
    very many lines of production depends chiefly on the wastefulness
    of the goods (cf. Theory of the Leisure Class, ch. V), the
    divergence between the usefulness of the work and the wages paid
    for it seems wide enough to throw the whole question of an
    equivalence between work and pay out of theoretical
    consideration. Cf., however, Clark, The Distribution of Wealth,
    especially ch. VII. and XXII. 
    
    
    The Theory of Business Enterprise
    by Thorstein Veblen
    1904
    
    
    Chapter 4
    
    Business Principles
    
        The physical basis of modern business traffic is the machine
    process, as described in Chapter II. It is essentially a modern
    fact, - late and yet in its early stages of growth, especially as
    regards its wider sweep in the organization of the industrial
    system. The spiritual ground of business enterprise, on the other
    hand, is given by the institution of ownership. "Business
    principles" are corollaries under the main proposition of
    ownership; they are principles of property, - pecuniary
    principles. These principles are of older date than the machine
    industry, although their full development belongs within the
    machine era. As the machine process conditions the growth and
    scope of industry, and as its discipline inculcates habits of
    thought suitable to the industrial technology, so the exigencies
    of ownership condition the growth and aims of business, and the
    discipline of ownership and its management inculcates views and
    principles (habits of thought) suitable to the work of business
    traffic.
        The discipline of the machine process enforces a
    standardization of conduct and of knowledge in terms of
    quantitative precision, and inculcates a habit of apprehending
    and explaining facts in terms of material cause and effect. It
    involves a valuation of facts, things, relations, and even
    personal capacity, in terms of force. Its metaphysics is
    materialism and its point of view is that of causal sequence.(1*)
    Such a habit of mind conduces to industrial efficiency, and the
    wide prevalence of such a habit is indispensable to a high degree
    of industrial efficiency under modern conditions. This habit of
    mind prevails most widely and with least faltering in those
    communities that have achieved great things in the machine
    industry, being both a cause and an effect of the machine
    process.
        Other norms of standardization, more or less alien to this
    one, and other grounds for the valuation of facts, have prevailed
    elsewhere, as well as in the earlier phases of the Western
    culture. Much of this older standardization still stands over, in
    varying degrees of vigor or decay, in that current scheme of
    knowledge and conduct that now characterizes the Western culture.
    Many of these ancient norms of thought which have come down from
    the discipline of remote and relatively primitive phases of the
    cultural past are still strong in the affections of men, although
    most of them have lost greatly in their power of constraint. They
    no longer bind men's convictions as they once did. They are
    losing their axiomatic character. They are no longer self-evident
    or self-legitimating to modern common sense, as they once were to
    the common sense of an earlier time.
        These ancient norms differ from the modern norms given by the
    machine in that they rest on conventional, ultimately sentimental
    grounds; they are of a putative nature. Such are, e.g., the
    principles of (primitive) blood relationship, clan solidarity,
    paternal descent, Levitical cleanness, divine guidance,
    allegiance, nationality. In their time and under the
    circumstances which favored their growth these were, all and
    several, powerful factors in controlling human conduct and
    shaping the course of events. In their time each of these
    institutional norms served as a definitive ground of
    authentication for such facts as fell under its particular scope,
    and the scope of each was very wide in the day of its best vigor.
    As time has brought change of circumstances, the facts of life
    have gradually escaped from the constraint of these ancient
    principles; so that the dominion which they now hold over the
    life of civilized men is relatively slight and shifty.
        It is among these transmitted institutional habits of thought
    that the ownership of property belongs. It rests on the like
    general basis of use and wont. The binding relation of property
    to its owner is of a conventional, putative character. But while
    these other conventional norms cited above are in their decline,
    this younger one of the inherited institutions stands forth
    without apology and shows no apprehension of being crowded into
    the background of sentimental reminiscence.
        In absolute terms the institution of ownership is ancient, no
    doubt; but it is young compared with blood-relationship, the
    state, or the immortal gods. Especially is it true that its
    fuller development is relatively late. Not until a comparatively
    late date in West European history has ownership come to be
    emancipated from all restrictions of a non-pecuniary character
    and to stand in a wholly impersonal position, without admixture
    of personal responsibility or class prerogative.(2*) Freedom and
    inviolability of contract has not until recently been the
    unbroken rule. Indeed, it has not even yet been accepted without
    qualification and extended to all items owned. There still are
    impediments in the way of certain transfers and certain
    contracts, and there are exemptions in favor of property held by
    certain privileged persons, and especially by certain sacred
    corporations. This applies particularly to the more backward
    peoples; but nowhere is the "cash nexus" free from all admixture
    of alien elements. Ownership is not all-pervading and
    all-dominant, but it pervades and dominates the affairs of
    civilized peoples more freely and widely than any other single
    ground of action, and more than it has ever done before. The
    range and number of relations and duties that are habitually
    disposed of on a pecuniary footing are greater than in the past,
    and a pecuniary settlement is final to a degree unknown in the
    past. The pecuniary norm has invaded the domain of the older
    institutions, such as blood-relationship, citizenship, or the
    church, so that obligations belonging under the one or the other
    of these may now be assessed and fulfilled in terms of a money
    payment, although the notion of a pecuniary liquidation seems to
    have been wholly remote from the range of ideas - habits of
    thought - on which these relations and duties were originally
    based.
    
        This is not the place for research into the origin and the
    primitive phases of ownership, nor even for inquiry into the
    views of property current in the early days of the Western
    culture. But the views current on this head at present - the
    principles which guide men's thinking and roughly define the
    right limits of discretion in pecuniary matters - this
    common-sense apprehension of what are the proper limits, rights,
    and responsibilities of ownership, is an outgrowth of the
    traditions, experiences, and speculations of past generations.
    Therefore some notice of the character of these traditional views
    and the circumstances out of which they have arisen in the recent
    past is necessary to an understanding of the part which they play
    in modern life.(3*) The theory of property professed at a given
    time and in a given cultural region shows what is the habitual
    attitude of men, for the time being, on questions of ownership;
    for any theory that gains widespread and uncritical acceptance
    must carry a competent formulation of the deliverances of common
    sense on the matter with which it deals. Otherwise it will not be
    generally accepted. And such a commonplace view is in its turn an
    outcome of protracted experience on the part of the community.
        The modern theories of property run back to Locke,(4*) or to
    some source which for the present purpose is equivalent to Locke;
    who, on this as on other institutional questions, has been proved
    by the test of time to be a competent spokesman for modern
    culture in these premises. A detailed examination of how the
    matter stood in the theoretical respect before Locke, and whence,
    and by what process of selection and digestion, Locke derived his
    views, would lead too far afield. The theory is sufficiently
    familiar, for in substance it is, and for the better part of two
    centuries has been, held as an article of common sense by nearly
    all men who have spoken for the institution of property, with the
    exception of some few and late doubters.(5*)
        This modern European, common-sense theory says that ownership
    is a "Natural Right." What a man has made, whatsoever "he hath
    mixed his labor with," that he has thereby made his property. It
    is his to do with it as he will. He has extended to the object of
    his labor that discretionary control which in the nature of
    things he of right exercises over the motions of his own person.
    It is his in the nature of things by virtue of his having made
    it. "Thus labor, in the beginning, gave a right of property." The
    personal force, the functional efficiency of the workman shaping
    material facts to human use, is in this doctrine accepted as the
    definitive, axiomatic ground of ownership; behind this the
    argument does not penetrate, except it be to trace the workman's
    creative efficiency back to its ulterior source in the creative
    efficiency of the Deity, the "Great Artificer." With the early
    spokesmen of natural rights, whether they speak for ownership or
    for other natural rights, it is customary to rest the case
    finally on the creator's discretionary dispositions and
    workmanlike efficiency. But the reference of natural rights back
    to the choice and creative work of the Deity has, even in Locke,
    an air of being in some degree perfunctory; and later in the
    life-history of the natural-rights doctrine it falls into
    abeyance; whereas the central tenet, that ownership is a natural
    right resting on the productive work and the discretionary choice
    of the owner, gradually rises superior to criticism and gathers
    axiomatic certitude. The Creator presently, in the course of the
    eighteenth century, drops out of the theory of ownership.
        It may be worth while to indicate how this ultimate ground of
    ownership, as conceived by modern common sense, differs from the
    ground on which rights of the like class were habitually felt to
    rest in mediaeval times. Customary authority was the proximate
    ground to which rights, powers, and privileges were then
    habitually referred. It was felt that if a clear case of
    devolution from a superior could be made out, the right claimed
    was thereby established; and any claim which could not be brought
    to rest on such an act, or constructive act, of devolution was
    felt to be in a precarious case. The superior from whom rights,
    whether of ownership or otherwise, devolved held his powers by a
    tenure of prowess fortified by usage; the inferior upon whom
    given rights and powers devolved held what fell to his lot by a
    tenure of service and fealty sanctioned by use and wont. The
    relation was essentially a personal one, a relation of status, of
    authority and subservience. Hereditary standing gave a
    presumption of ownership, rather than conversely. In the last
    resort the chain of devolution by virtue of which all rights and
    powers of the common man pertained to him was to be traced back
    through a sequence of superiors to the highest, sovereign secular
    authority, through whom in turn it ran back to God. But neither
    in the case of the temporal sovereign nor in that of the divine
    sovereign was it felt that their competence to delegate or
    devolve powers and rights rested on a workmanlike or creative
    efficiency. It was not so much by virtue of His office as creator
    as it was by virtue of His office as suzerain that the Deity was
    felt to be the source and arbiter of human rights and duties. In
    the course of cultural change, as the medieval range of ideas and
    of circumstances begins to take on a more modern complexion,
    God's creative relation to mundane affairs is referred to with
    growing frequency and insistence in discussions of all questions
    of this class; but for the purpose in hand His creative relation
    to human rights does not supersede His relation of sovereignty
    until the modern era is well begun. It may be said that God's
    tenure of office in the medieval conception of things was a
    tenure by prowess, and men, of high and low degree, held their
    rights and powers of Him by a servile tenure. Ownership in this
    scheme was a stewardship. It was a stewardship proximately under
    the discretion of a secular lord, more remotely under the
    discretion of the divine Overlord. And the question then pressing
    for an answer when a point of competency or legitimacy was raised
    in respect of any given human arrangement or institution was not,
    What hath God wrought? but, What hath God ordained?
        This medieval range of conceptions first began to break down
    and give place to modern notions in Italy, in the Renaissance.
    But it was in the English-speaking communities that the range of
    ideas upon which rests the modern concept of natural rights first
    gathered form and reached a competent expression. This holds true
    with respect to the modern doctrines of natural rights as
    contrasted with the corresponding ancient doctrines. The
    characteristically modern traits of the doctrine of natural
    rights are of English derivation. This is peculiarly true as
    regards the natural right of ownership. The material, historical
    basis of this English right of ownership, considered as a habit
    of thought, is given by the modern economic factors of handicraft
    and trade, in contrast with the medieval institutions of status
    and prowess. England, as contrasted with the Continent, during
    modern times rapidly substituted the occupation of the merchant
    and the ubiquitous free artisan as the tone-giving factors of her
    everyday life, in place of the prince, the soldier, and the
    priest. With this change in the dominant interests of everyday
    life came a corresponding change in the discipline given by the
    habits of everyday life, which shows itself in the growth of a
    new range of ideas as to the meaning of human life and a new
    ground of finality for human institutions. New axioms of right
    and truth supplant the old as new habits of thought supersede the
    old.
        This process of substitution, as a struggle between rival
    concepts of finality in political theory, reached a dramatic
    climax in the revolution of 1688. As a battle of axioms the
    transition comes to a head in the controversy between John Locke
    and Sir Robert Filmer. Filmer was the last effective spokesman of
    the medieval axiom of devolution. Locke's tracing of natural
    rights, the right of property among the rest, back to the
    workmanlike performance of the Creator, marks the form in which,
    at the point of transition, the modern view pays its respects to
    the superseded axiom of devolution and takes leave of it.
        The scope given to the right of ownership in later modern
    times is an outgrowth of the exigencies of mercantile traffic, of
    the prevalence of purchase and sale in a "money economy." The
    habits of thought enforced by these exigencies and by the
    ubiquitous and ever recurring resort to purchase and sale decide
    that ownership must naturally, normally, be absolute ownership,
    with free and unqualified discretion in the use and disposal of
    the things owned. Social expediency may require particular
    limitations of this full discretion, but such limitations are
    felt to be exceptional derogations from the "natural" scope of
    the owner's discretion.
        On the other hand, the metaphysical ground of this right of
    ownership, the ultimate fact by virtue of which such a
    discretionary right vests in the owner, is his assumed creative
    efficiency as a workman; he embodies the work of his brain and
    hand in a useful object, - primarily, it is held, for his own
    personal use, and, by further derivation, for the use of any
    other person to whose use he sees fit to transfer it. The
    workman's force, ingenuity, and dexterity was the ultimate
    economic factor, - ultimate in a manner patent to the common
    sense of a generation habituated to the system of handicraft, how
    ever doubtful such a view may appear in the eyes of a generation
    in whose apprehension the workman is no longer the prime mover
    nor the sole, or even chief, efficient factor in the industrial
    process. The free workman, master of his own motions and with
    discretion as to what he would turn his efforts to, if to
    anything, had by Locke's time become an habitual fact in the life
    of the English community to such a degree that free labor, of the
    character of handicraft, was accepted uncritically as the
    fundamental factor in all human economy, and as the presumptive
    original fact in industry and in the struggle for wealth. So
    settled did this habit of thought become that no question was
    entertained as to the truth of the assumption.
        It became a principle of the natural order of things that
    free labor is the original source of wealth and the basis of
    ownership. In point of historical fact, no doubt, such was not
    the pedigree of modern industry or modern ownership; but the
    serene, undoubting assumption of Locke and his generation only
    stands out the more strongly and unequivocally for this its
    discrepancy with fact. It is all the more evidently a competent
    expression of the trend which English common sense was following
    at this time, since this doctrine of a "natural" right of
    property based on productive labor carries all before it, in the
    face of the facts. In this matter English thought, or rather
    English common sense, has led; and the advanced Continental
    peoples have followed the English lead as the form of economic
    organization exemplified by the English-speaking communities has
    come to prevail among these Continental peoples.
        Such a concept belongs to the regime of handicraft and petty
    trade, and it is from, or through, the era of handicraft that it
    has come down to the present.(6*) It fits into the scheme of
    handicraft, and it is less fully in consonance with the facts of
    life in any other situation than that of handicraft. Associated
    with the system of handicraft, as its correlate, was the system
    of petty trade; and as the differentiation of occupations was
    carried to a high degree, purchase and sale came to prevail very
    generally, and the community acquired a commercial complexion and
    commercial habits of thought. Under these circumstances the
    natural right of ownership came to comprise an extreme freedom
    and facility in the disposal of property. The whole sequence of
    growth of this natural right is, of course, to be taken in
    connection with the general growth of individual rights that
    culminated in the eighteenth-century system of Natural Liberty.
    How far the English economic development is to be accounted the
    chief or fundamental factor in the general growth of natural
    rights is a question that cannot be taken up here. The outcome,
    so far as it immediately touches the present topic, was that by
    the time of the industrial revolution a fairly consistent
    standardization of economic life had been reached in terms of
    workmanship and price. The writings of Adam Smith and his
    contemporaries bear witness to this. And this eighteenth-century
    standardization stands over as the dominant economic institution
    of later times.(7*) Such, in outline, seem to be the historical
    antecedents and the spiritual basis of the modern institution of
    property, and therefore of business enterprise as it prevails in
    the present.(8*)
        This sketch of the genesis of the modern institution of
    property and of modern business principles may seem dubious to
    those who are inclined to give it a more substantial character
    than that of a habit of thought, - that is to say, those who
    still adhere to the doctrine of natural rights with something of
    the eighteenth-century naivete. But whatever may be accepted as
    the ulterior grounds of that cultural movement which culminated
    in the system of Natural Liberty, it is plain that the industrial
    and commercial experience of western Europe, and primarily of
    England, from the fifteenth to the eighteenth century, had much
    to do with the outcome of the movement in so far as natural
    liberty touches economic matters. It is as an outcome of this
    recently past phase of economic development that we have
    incorporated in the law, equity, and common sense of to-day,
    these peculiarly free and final property rights and obligations,
    that is to say, those peculiar principles that control current
    business and industry. We owe to the eighteenth century a very
    full discretIon and free swing in all pecunIary matters. It has
    given freedom of contract, together with security and ease of
    credit engagements, whereby the competitive order of business has
    been definitively installed.(9*)
    
        The subject-matter about which this modern pecuniary
    discretion turns, with all its freedom and inviolability of
    contract, is money values. Accordingly there underlies all
    pecuniary contracts. an assumption that the unIt of money value
    does not vary. Inviolability of contracts involves this
    assumption. It is accepted unquestioningly as a point of
    departure in all business transactions. In the making and
    enforcement of contracts it is a fundamental point of law and
    usage that money does not vary.(10*) Capitalization as well as
    contracts are made in its terms, and the plans of the business
    men who control industry look to the money unit as the stable
    ground of all their transactions. Notoriously, business men are
    jealous of any attempt to change the value or lessen the
    stability of the money unit, which goes to show how essential a
    principle in business traffic is the putative invariability of
    the money unit.(11*)
        Usage fortified by law decides that when prices vary the
    variation is held to occur in the value of the vendible
    commodities, not in the value of the money unit, since money is
    the standard of value. There is, of course, no intention here to
    question the position, familiar to all economists, that
    fluctuations in the course of prices may as well be due to
    variation on the part of the money metals as to a variation on
    the part of the articles whose prices fluctuate. In so far as the
    distinction so made between variations in the one or the other
    member of a value ratio has a meaning - which it is not always
    clear that it has - it does not touch the argument. It is a
    matter of common notoriety, which has also had the benefit of
    reiterated statistical proof, that, as measured, for instance, in
    terms of livelihood or of labor, the value of money has varied
    incontinently throughout the course of history.
        But in the routine of business throughout the nineteenth
    century the assumed stability of the money unit has served as an
    axiomatic principle, in spite of facts which have from time to
    time shown the falsity of that assumption.(12*)
        The all-dominating issue in business is the question of gain
    and loss. Gain and loss is a question of accounting, and the
    accounts are kept in terms of the money unit, not in terms of
    livelihood, nor in terms of the serviceability of the goods, nor
    in terms of the mechanical efficiency of the industrial or
    commercial plant. For business purposes, and so far as the
    business man habitually looks into the matter, the last term of
    all transactions is their outcome in money values. The base line
    of every enterprise is a line of capitalization in money values.
    In current business practice, variations from this base line are
    necessarily rated as variations on the part of the other factors
    in the case, not as variations of the base line. The business man
    judges of events from the standpoint of ownership, and ownership
    runs in terms of money.(13*)
    
        Investments are made for profit, and industrial plants and
    processes are capitalized on the basis of their profit-yielding
    capacity. In the accepted scheme of things among business men,
    profits are included as intrinsic to the conduct of business. So
    that, in place of the presumption in favor of a simple pecuniary
    stability of wealth, such as prevails in the rating of
    possessions outside of business traffic, there prevails within
    the range of business traffic the presumption that there must in
    the natural course of things be a stable and orderly increase of
    the property invested. Under no economic system earlier than the
    advent of the machine industry does profit on investment seem to
    have been accounted a normal or unquestionably legitimate source
    of gain. Under the agrarian-manorial regime of the Middle Ages it
    was not felt that the wealth of the large owners must, as a
    matter of course, increase by virtue of the continued employment
    of what they already had in hand - whatever may be the historical
    fact as regards the increase of wealth in their hands.
    Particularly, it was not the sense of the men of that time that
    wealth so employed must increase at any stated, "ordinary" rate
    per time unit. Similarly as regards other traffic in those days,
    even as regards mercantile ventures. Gain from investment was
    felt to be a fortuitous matter, not reducible to a stated rate.
    This is reflected, e.g., in the tenacious protests against the
    taking or paying of interest and in the ingenious sophistries by
    which the payment of interest was defended or explained away.
    Only under more settled commercial relations during the era of
    handicraft did the payment of interest gradually come to be
    accepted into full legitimacy. But even then gains from other
    business employments than mercantile traffic were apparently
    viewed as an increase due to productive labor rather than as a
    profit on investment.(14*) In industrial pursuits, as distinct
    from mercantile traffic proper, profits apparently come to figure
    as a regular and ordinary incident only when the industries come
    to be carried on on a mercantile basis by relatively large
    employers working with hired labor.
        This orderly increase is, of course, taken account of in
    terms of the money unit. The "ordinary" rate of profits in
    business is looked upon as a matter of course by the body of
    business men. It is part of their common-sense view of affairs,
    and is therefore a normal phenomenon.(15*) Gain, they feel, is
    normal, being the purpose of all their endeavors; whereas a loss
    or a shrinkage in the values invested is felt to be an untoward
    accident which does not belong in the normal course of business,
    and which requires particular explanation. The normality, or
    matter-of-course character, of profits in the modern view is well
    shown by the position of those classical economists who are
    inclined to include "ordinary profits" in the cost of production
    of goods.
        The precise meaning of "ordinary profits" need not detain the
    argument. It may mean net average profits, or it may mean
    something else. The phrase is sufficiently intelligible to the
    business community to permit the business men to use it without
    definition and to rest their reasoning about business affairs on
    it as a secure and stable concept; and it is this commonplace
    resort to the term that is the point of interest here.
        At any given time and place there is an accepted ordinary
    rate of profits, more or less closely defined, which, it is felt,
    should accrue to any legitimate and ordinarily judicious business
    venture. However shifty the definition of this rate of profits
    may be, in concrete, objective terms, it is felt by the men of
    affairs to be of so substantial and consistent a character that
    they habitually capitalize the property engaged in any given
    business venture on the basis of this ordinary rate of profits.
    Due regard being had to any special advantages and drawbacks of
    the individual case, any given business venture or plant is
    capitalized at such a multiple of its earning-capacity as the
    current ordinary rate of profits will warrant.(16*)
        Proceeding on the common-sense view built up out of this
    range of habits of thought with respect to normal profits and
    price phenomena, the business community holds that times are
    ordinary or normal so long as the accepted or reasonable rate of
    profits accrues on the accustomed capitalization; whereas times
    are good or brisk if the rate of gain is accelerated, and hard or
    dull if profits decline. This is the meaning of the phrases,
    "brisk times" and "dull times," as currently used in any business
    community.
        Under the exigencies of the quest of profits, as conditioned
    by the larger industry and the more sweeping business
    organization of the last few decades, the question of capital in
    business has increasingly become a question of capitalization on
    the basis of earning-capacity, rather than a question of the
    magnitude of the industrial plant or the cost of production of
    the appliances of industry.