To say that the goal of monetary success is entrenched in American culture is only to say that Americans are bombarded on every side by precepts which affirm the right or, often, the duty of retaining the goal even in the face of repeated frustration.  Prestigeful representatives of the society reinforce the cultural emphasis.  The family, the school and the workplace—the major agencies shaping the personality structure and goal formation of Americans—join to provide the intensive disciplining required if an individual is to retain intact a goal that remains elusively beyond reach, if he is to be motivated by the promise of a gratification which is not redeemed (1968, pp. 190-191).